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It’s easy to get started with travel rewards, but redeeming miles for travel isn’t your cup of tea, a cash back card will give you cash just for using your credit card instead of cash (of course, the only way you stay ahead is by paying off every balance, every month.Any interest charges will obliterate any benefit or reward a card can offer).It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.I have made well over 0 dollars on my credit card's cash back program since I got it. :^) Be warned that when traveling abroad the use of credit cards is not as wide spread as in the US.Not to mention the less I have to deal with storing and keeping track of loose change, the better. But it does mean that on a monthly basis I don't have to worry about paying any bills (other than my credit card! From concierge services to car rental insurance and extended warranty, my credit card provides extra services and protections that I wouldn’t normally pay for, but benefit from greatly, especially should the rare unfortunate thing happen.If someone steals my brand new i Phone, purchase protection will replace it.Mine pays a 1% Cash Back every month applied to the balance for anything bought at other than the Hess Gas Store...there its 5%..on Gas..(Card is a Hess Branded Visa).I've noticed they like to play games with the Due Date in an attempt to make Late Payment Fees and Accrue Interest so I don't give them the Chance!!!
Since I don't dole out cash, or make purchases on my debit card (and I rarely use checks), all my monthly spending is nicely bundled into one report — my monthly credit card statement.We may receive compensation when you click on links to those products. I am a credit card junkie (and have been for many years) for a number of reasons. By charging and paying off up to thousands of dollars in expenses each month, I have built up a rock-solid credit rating — the best one possible.The content is not provided by the advertiser and any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any bank, card issuer, airline or hotel chain. So whenever I have sauntered into the bank for a loan, I have been accepted right away, and at the lowest possible interest rates, with no security deposits required.Not only that but my current credit card of choice actually categorizes my spending for me, so at a glance I can see how I've spent my pennies for the month and year-to-date.I don’t have to make stops to ATMs to keep enough cash in my wallet, which is also one less thing to remember to bring whenever I head out the door. It doesn't mean I don't look at each carrier's statement to ensure the charge is correct.