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Basically, this refers to where you signed the contract.
This is very similar to the HP agreement described above.
The Consumer Credit Act is a huge piece of legislation.
Understanding it is not an easy task, made harder still by all the amendments and reforms which have taken place in recent years.
Nevertheless, these changes have been designed to benefit consumers by providing further clarification and additional rights.
In this section, we will look at the basics of the Act, types of credit agreements, consumer rights, creditors’ obligations and what to expect in situations of default or arrears.